Niels Lundorff manages UniCredit’s financial operations and strategy and supervises the overall financial management of UniCredit’, its treasury and financial reporting. He is also a member of UniCredit’s Board of Directors. 

Niels is a seasoned expert in bank risk and finance and previously served as CFO and Vice President of the Management Board at Alior Bank. He managed both risk and the Bank’s finances, including financial planning, managing of financial risks, record keeping and financial reports. Later, he continued as the Bank’s Supervisory Board member.

Prior to Alior Bank, Niels held numerous C-Suite and executive roles at Bank BPH, Bank Austria Creditanstalt and UniCredit Group.

Niels is a Member of the Federation of Danish Economists. He is also a Rotary Club member and was the President/Founder of the Financial Sector Committee at the American Chamber of Commerce in Poland. Additionally, he serves as the Copenhagen Ambassador of Goodwill in Italy, Poland, Austria and Slovakia. 

Niels obtained his MSc in Business Economics and Auditing from Copenhagen Business School in Denmark and BSc in Business Economics from Aarhus Business School.

Tom Boedts is Chief Operations Officer for UniCredit. In this role, he leads legal strategy, governance and regulatory matters, and UniCredit’s ETF portfolio management services. Previously, he served as General Counsel and Head of Legal at UniCredit. 

Tom is a seasoned corporate and financial law expert with extensive legal knowledge of the banking sector. He has expertise in domestic and cross-border M&A and securities transactions in a wide variety of industries. Additionally, Tom has provided advisory work for not-for-profit organisations, business associations involved in restructuring, as well as governance, integration issues, mergers and split-ups.  

Prior to UniCredit, Tom was General Counsel and Head of Regulatory Affairs at the Belgian financial sector federation, Febelfin, where he managed advocacy and public affairs on a wide range of regulatory, legal, compliance and prudential topics. Tom also chaired the Legal Committee of the European Banking Federation, supporting advocacy for the Federation on legal matters. Tom served as a corporate and financial lawyer for 13 years, first at CMS (2001-2004), and then at Eubelius (2004-2014), Belgium's largest independent law firm, where he became an Associated Partner in 2009.

Tom has served as a member of several professional commissions and committees, including the Legal Commission of the Belgian Financial Forum, the editing board of Banking and Financial Law Review (“Tijdschrift Bank-en Financieel Recht / “Revue de Droit Bancaire et Financier”), the Belgian Commission for Unfair Contract Terms, the Belgian Commission for Competition, the Direction Committee of the Belgian Protection Fund for Deposits and Financial Instruments, and the Legal Committee Verbond van Belgische Ondernemingen / Fédération des entreprises belges.

Tom has a DESS Droit des Affaires et Fiscalité degree (postgraduate degree in Business and Tax Law) from the Université Paris II Panthéon-Assas, after obtaining his license in law (cum laude) at Katholieke Universiteit Leuven. 

Cassy Ramsey joined UniCredit as Chief Risk Officer on 1 October 2023. She is responsible for second line functions, including Risk, Compliance and IT Security. She is also part of UniCredit’s Executive Committee, as well as its Board of Directors.

Cassy’s background in technology, operations and management spans 30 years at several financial services companies, including CITIGROUP, Santander and Alpha Card, in addition to leadership roles at Avis and FedEx. More recently, she has been working as a consultant, holding Non-Executive Director/Board Member roles at Wise Europe and Bank Degroof Petercam. At Bank Degroof Petercam, Cassy was a member of specialised board committees, including Risk, Audit and Nomination Committees, and she served as Chair of the IT Committee, providing oversight for an IT Transformation program - core banking system renewal, migration of data centre to the cloud and improved digital capabilities - while improving the Bank’s IT Risk profile.

Cassy’s experience with Internal Control and Risk Oversight combined with an understanding of how fintechs successfully navigate the demanding regulatory environment, as well as her broad operational experience, including managing IT and outsourcing risk in financial institutions will support the continued growth of UniCredit’s Banking-as-a-Service business. 

At Santander, she served as Chief Operating Officer, responsible for Technology and Operations, including innovation across multiple territories. Cassy held a similar position at Alpha-Card, as Vice President/COO with responsibilities for the Technology and Group Operations within territories, focusing on business transformation and customer experience. She also held the position of  Senior Vice President/COO at CITIGROUP in Barcelona, Spain, managing their highly complex Operational Center of Excellence, servicing 19 different Citi businesses  in 11 languages.

Cassy holds a Corporate Master Business Administration from ESADE Business & Law School, a Master EECC from ICADE institute of Business Administration, a Master Business Administration (International Business) from Thunderbird and a Bachelor of Arts from the University of Tulsa.  

She holds dual nationality, USA  and Belgian, and currently resides in Belgium.

Wojciech Sobieraj is Chairman of the UniCredit Board of Directors and the co-founder and CEO of Vodeno, a leading European end-to-end BaaS platform combining best-in-class tech with a full financial services offering. He also served as CEO of UniCredit from 2019 to 2021.

From April 2008 to 2017, he was the co-founder and CEO of Alior Bank SA. Prior to that, from 2002 to 2006, he held the position of Vice President of the Management Board at Bank BPH SA, where he was responsible for the Retail Banking Division. During his tenure at Bank BPH SA, he also chaired the Supervisory Boards of Górnośląski Bank Gospodarczy S.A. and BPH Bank Hipoteczny S.A.

From 1997 to 2002, Wojciech was an employee, manager and partner at The Boston Consulting Group (BCG) in Boston and London. He was one of the founding members of the BCG office in Warsaw, where he held the role of partner and Vice President. Additionally, he was the Director of Financial Services for Central and Eastern Europe, specializing in mergers and acquisitions and banking payments.

Between 1991 and 1994, he was the owner of Central European Financial Group in New York, focusing on capital market analysis in Eastern Europe. During this time, he also obtained a broker license on Wall Street and worked as an assistant in the Department of Finance and Operations at New York University.

Wojciech Sobieraj graduated from the Warsaw School of Economics and earned his Master of Business Administration from the Stern School of Business at New York University in 1995.

Tom Boedts is Chief Operations Officer for UniCredit. In this role, he leads legal strategy, governance and regulatory matters, and UniCredit’s ETF portfolio management services. Previously, he served as General Counsel and Head of Legal at UniCredit. 

Tom is a seasoned corporate and financial law expert with extensive legal knowledge of the banking sector. He has expertise in domestic and cross-border M&A and securities transactions in a wide variety of industries. Additionally, Tom has provided advisory work for not-for-profit organisations, business associations involved in restructuring, as well as governance, integration issues, mergers and split-ups.  

Prior to UniCredit, Tom was General Counsel and Head of Regulatory Affairs at the Belgian financial sector federation, Febelfin, where he managed advocacy and public affairs on a wide range of regulatory, legal, compliance and prudential topics. Tom also chaired the Legal Committee of the European Banking Federation, supporting advocacy for the Federation on legal matters. Tom served as a corporate and financial lawyer for 13 years, first at CMS (2001-2004), and then at Eubelius (2004-2014), Belgium's largest independent law firm, where he became an Associated Partner in 2009.

Tom has served as a member of several professional commissions and committees, including the Legal Commission of the Belgian Financial Forum, the editing board of Banking and Financial Law Review (“Tijdschrift Bank-en Financieel Recht / “Revue de Droit Bancaire et Financier”), the Belgian Commission for Unfair Contract Terms, the Belgian Commission for Competition, the Direction Committee of the Belgian Protection Fund for Deposits and Financial Instruments, and the Legal Committee Verbond van Belgische Ondernemingen / Fédération des entreprises belges.

Tom has a DESS Droit des Affaires et Fiscalité degree (postgraduate degree in Business and Tax Law) from the Université Paris II Panthéon-Assas, after obtaining his license in law (cum laude) at Katholieke Universiteit Leuven. 

Niels Lundorff manages UniCredit’s financial operations and strategy and supervises the overall financial management of UniCredit, its treasury and financial reporting. He is also a member of UniCredit’s Board of Directors. 

Niels is a seasoned expert in bank risk and finance and previously served as CFO and Vice President of the Management Board at Alior Bank. He managed both risk and the Bank’s finances, including financial planning, managing of financial risks, record keeping and financial reports. Later, he continued as the Bank’s Supervisory Board member.

Prior to Alior Bank, Niels held numerous C-Suite and executive roles at Bank BPH, Bank Austria Creditanstalt and UniCredit Group.

Niels is a Member of the Federation of Danish Economists. He is also a Rotary Club member and was the President/Founder of the Financial Sector Committee at the American Chamber of Commerce in Poland. Additionally, he serves as the Copenhagen Ambassador of Goodwill in Italy, Poland, Austria and Slovakia. 

Niels obtained his MSc in Business Economics and Auditing from Copenhagen Business School in Denmark and BSc in Business Economics from Aarhus Business School.

Gianluca Pometto is Head of Group Digital Solutions at UniCredit.

Since April 2024, as Head of Group Digital Solutions within Group Digital and Information, Gianluca is responsible for overseeing digital portfolio and change delivery, playing a key role in connecting the business and Digital teams as we continue our digital transformation. This includes ensuring our people have the tools they need to serve our clients and communities with best-in-class products, and with industry leading time-to-market, cost-to-serve, resilience and security.

In his previous role as Head of Group Security at UniCredit, Gianluca acquired broad knowledge of the bank’s Digital operating machine, and a deep understanding of our businesses across the countries. 

Prior to joining UniCredit in 2019, he built up extensive experience in the US market, with a strong background in technical cybersecurity and an innovative approach to delivery. He has deep experience of managing complex organisations and projects, while achieving high-performance results. In his role as IT Risk & Cybersecurity Advisory Senior Manager at EY for more than eight years, he ensured consistent delivery of high-quality products, while building valued relationships with clients and colleagues, and helping EY build and maintain its global brand, reputation, and purpose.

He holds a degree in Computer Engineering from University of Padova.

Alessandra Protopapa is CEO of UniCredit International Bank (Luxembourg). Having started her career as a financial analyst in 2003, she has built up over 20 years of experience in the banking and insurance industry. In 2007, she joined the UniCredit Group where she has held several roles, most notably as Head of Group M&A within UniCredit SpA, before assuming her current post.

Today, she also serves as a member of the Supervisory Board for UniCredit Bank Serbia and, in the past, she has been a non-executive member of the Board of Directors for, among others, UniCredit Allianz Assicurazioni and the Pension Fund for UniCredit employees.

Cassy Ramsey joined UniCredit as Chief Risk Officer on 1 October 2023. She is responsible for second line functions, including Risk, Compliance and IT Security. She is also part of UniCredit’s Executive Committee, as well as its Board of Directors.

Cassy’s background in technology, operations and management spans 30 years at several financial services companies, including CITIGROUP, Santander and Alpha Card, in addition to leadership roles at Avis and FedEx. More recently, she has been working as a consultant, holding Non-Executive Director/Board Member roles at Wise Europe and Bank Degroof Petercam. At Bank Degroof Petercam, Cassy was a member of specialised board committees, including Risk, Audit and Nomination Committees, and she served as Chair of the IT Committee, providing oversight for an IT Transformation program - core banking system renewal, migration of data centre to the cloud and improved digital capabilities - while improving the Bank’s IT Risk profile.

Cassy’s experience with Internal Control and Risk Oversight combined with an understanding of how fintechs successfully navigate the demanding regulatory environment, as well as her broad operational experience, including managing IT and outsourcing risk in financial institutions will support the continued growth of Aion Bank’s Banking-as-a-Service business. 

At Santander, she served as Chief Operating Officer, responsible for Technology and Operations, including innovation across multiple territories. Cassy held a similar position at Alpha-Card, as Vice President/COO with responsibilities for the Technology and Group Operations within territories, focusing on business transformation and customer experience. She also held the position of  Senior Vice President/COO at CITIGROUP in Barcelona, Spain, managing their highly complex Operational Center of Excellence, servicing 19 different Citi businesses  in 11 languages.

Cassy holds a Corporate Master Business Administration from ESADE Business & Law School, a Master EECC from ICADE institute of Business Administration, a Master Business Administration (International Business) from Thunderbird and a Bachelor of Arts from the University of Tulsa.  

She holds dual nationality, USA  and Belgian, and currently resides in Belgium. 

Emidio Salvatore is Head of Group Credit Models & Risk Policies, UniCredit. Together with his team he manages, coordinates, and steers the development of the Group's regulatory and managerial models as well as its credit risk policies/rules with the aim of supporting and accelerating business growth while ensuring a strong risk profile.

Emidio has over 20 years of experience in the financial and banking sector and through the years he has successfully managed diverse challenges related to various key managerial and strategic roles.

Before taking on his current position, he was Head of Group Credit Risk Strategies and Monitoring at the bank and before that Head of Strategic Risk Management. He has extensive knowledge of the banking sector with a focus on Risk Management - both market and credit risk.

Emidio is member of the Supervisory Boards of UniCredit Hungary, serving as Chairman of the Risk Committee and a member of Audit, Nomination and Remuneration Committee.

Emidio has a degree in economics and a Master of Science in finance and risk management from the University of Milan.

Guido Ravoet has served as independent director at UniCredit since 2019, having previously been a Chairman of Monte Paschi Belgio. He brings unique expertise in statutory audit, prudential regulation and EU banking policy, drawing also on his experience as former CEO of the European Banking Federation. As a previous member of the management of KBC bank (previously CERA) he also has broad banking experience.

With his strong background in audit and regulation, Guido Ravoet provides  independent oversight and strategic guidance, supporting the Board and its committees in risk management, compliance and supervisory matters. His contribution ensures governance continuity and stability during periods of transformation and structural change.